Does consolidating debt hurt your credit

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At My Budget, we’ll assess your current situation, provide you with the facts about your options and work with you to design a solution that's tailored to your preferred outcome and long-term goals.

To find out what we could do for you and APPLY for a debt consolidation loan, call us on 1300 300 922 or book your free consultation below.

Debt management involves getting a middleman to negotiate for you and pay creditors out of a lump sum you provide.

Debt counseling is just advice, which doesn't hurt your credit as long as the advice is good.

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If debt consolidation is something you are interested in, we can assist.My Budget can assist you in understanding debt consolidation loans and what options may be available to you.We specialise in tailoring a debt solution to your specific situation.SIMPLIFY AND DE-STRESS YOUR FINANCESDebt consolidation merges multiple debts into a single, cheaper loan while our caring team does the hard work to make sure that you stay on track to be debt-free sooner.A debt consolidation loan can lower your total repayments by combining multiple debts into a single loan - a single interest rate and one ongoing repayment A debt consolidation loan can assist with managing debt as a lower interest, single repayment may mean you pay less each month than you were previously.

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